Joyce Byrne Broker

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Buying a home

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Thinking of Buying a House? Do Your Homework First.
Tips on Buying Your First Home
Exclusive Buyer-Client Guide
Buying a Home: FAQ
     • Are Low-Ball Offers Advisable?
     • Is a Low Offer a Good Idea?
     • What Contingencies Should Be Put In An Offer?
     • What are some tips on negotiating?
     • Can You Buy Homes Below Market Value?
     • Whose Obligation Is It To Disclose Pertinent Information About A Property?
     • What Happens Once We Sign an Offer?
     • How Can I Be The Winner In A Multiple-Offer Competition?
Should You Use RRSPs to Purchase a New Home?
No down payment?
Writing an Agreement of Purchase and Sale

The Fine Art of Buying and Building a New Home
Why Buy a New Home
Getting Maximum Value from Your Home Builder

What is a Condominium?
Common Property or Common Elements
Condominium Contributions (Fees)
Status Certificate for a Condo Purchase
Questions to Ask When Buying a Condo
Buying a Condominium From a Developer
Buying a Previously-Owned Condominium
What is a Reserve Fund?
How do I find out about the condo corporation?
How Condominiums Are Run (Voting Rights)
Are condominiums risky to buy?
Are condos a good investment?
Are one-bedroom condominiums a good investment?
How do you choose between condos and single family homes?

The Costs of Buying a Home In a Nutshell
Buyers Can Choose Between a Survey Or Title Insurance!
Real Estate Lawyers
Land Transfer Tax
Land Transfer Tax Exemption for First-Time Buyers
Property Taxes
Insuring Title
A Summary of Fees Collected By Your Lawyer
Home Insurance
Yes, you can afford to buy
Tips on Borrowing
     • Nick's Borrowing Tips
     • Down payment
     • Mortgage Qualifying
     • Beacon Score F.A.Q.'s
Mortgage Loan Insurance
     • Mortgage Application and Appraisal Fee
     • How A Loan Pre-approval Letter Can Help with Your Home Search
     • Other Sources of Income You Can Use To Qualify For Financing
     • Credit History
     • What Is Mortgage Insurance
     • Mortgage Life Insurance
     • Choosing Your Mortgage
     • Payment Plans
     • How to Effectively Repay Your Mortgage?
     • Some Mortgage Options
Mortgaging a Home That Requires Renovation
Calculate How Much Mortgage You're Qualified For
Mortgages for Self Employed and Commissioned Sales People
Sample Employment Letter

Should You Use RRSPs to Purchase a New Home?
The RRSP Home Buyer's Plan
RRSP Checklist

Once You Have Purchased
What Buyers Need To Know About Home Inspections
Home Insurance Checklist
Buyers' After The Sale Checklist
Moving Checklist
What Buyers and Sellers need to know about a Final Walk Through Inspection
Household Special Waste and Electronics Depot
What New Improvements To Your Home Yield The Best Results!

Legal Info for Landlords
Cottage Retirement
Do You Dream About Owning A Cottage?
Buying a Recreational Property or a Second Home
When Do You Need a Property Manager?
Buying Student Residential Investment Property
Roommate Accord

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